Compare International Health Insurers

How Short-Term Health Insurance Helps Expats

An insurance coverage is an important weapon that every expat should equip their selves. It is not only for security purposes but also to save money on those potentially high hospital bills and such. Wherever you go, insurance policies are like saviors that can protect you against many things – it can even evacuate you if you need it and if your life is in danger overseas! There are just so many benefits of insurance policies, but that what you can get if you have one for yourself. Sadly, not all can get it for one reason or another. Now, however, there is another way you can get an almost the same coverage for little.
The presence of Short-Term Health Insurance had lightened up the world for many people who can’t or weren’t able to obtain long-term one. There are plans that can ensure you at a low rate like $0.59 per day! Imagine that? It’s like insure you for as much as you want, and you can end it whenever! Here are the perks of the Short-Term Health Insurance:
It is light in the pocket. Imagine that $0.59 per day? If you only need it for your short-term travel overseas as a security, then isn’t it better to get this? Furthermore, it is also very flexible that you can decide on when to start and end it – you may even customize it to suit your expat travel needs.
The insurance coverage begins as soon as you want it to start – even tomorrow! Short-Term Health Insurance totally depends on you. As what was above, you can start and end it as you wish. If you want to have the coverage starting tomorrow, who would question you when you have a Short-Term Health Insurance? It is also flexible that it can cover you for 30 days to one year!
Get the health protection you need. It means that your protection against injury is just like those in the long-term – well, not exactly the same all aspects, but better than having none! There are so many things unexpected nowadays even if you have a Long-Term Health Insurance, but those unforeseen circumstances are not impossible to face with a Short-Term Health Insurance.
You can have a Peace of Mind. It is the most important perk above the other if you are an expat. You don’t know what will happen in the future, and it is better to make the necessary preparations than regret it later.
It gets approve quickly! Unlike Long-Term Health Insurance, you can use your Short-Term Health Insurance as early as tomorrow because the approval period is short! It can even get the approval on the spot after you filed your application!
Aside from these perks, there are numerous uses of a Short-Term Health Insurance. It is not the same for every expat needs; however, it has so many advantages like its affordability and accessibility that is unlike Long-Term insurances. Check out when you can great benefit from a Short-Term Health Insurance:
Change of Employment or Unemployment. Companies are the ones who pays for your insurance policy; however, what happens if you get to change job or become unemployed? The company stops paying for it therefore you can’t avail of it anymore. With a Short-Term Health Insurance, you can get coverage in between jobs. That’s like having an employee benefit even though you are jobless!
Special circumstances. Not every time that you need insurance for health security, sometimes, you there are other reasons. It may be due to traveling or some special occasions that require you to have one. But if you are to acquire an insurance policy, there is nothing that says you need a long-term one, right? It is easy to get a Short-Term Health Insurance!
Before Long-Term Insurance. The Long-Term Insurance doesn’t stipulate it to be effective the next day after you get it. But the incredible thing is, you can have the Short-Term Health Insurance to substitute for you! You still have coverage even while waiting.
The thing about Short-Term Health Insurance though is that it is only temporary, and it has limited benefit. You need to know that does not cover your pre-existing diseases. You are also subject to tax penalty but weighing the benefits, it may be worth it if you customize it to your needs. There are still so any perks you can get out of it so you should think this through before you get one. Is it better to get a Short-Term Health Insurance or should a Long-Term Health Insurance be worth the wait?
Each expat’s needs are unique. That is why; it may be beneficial for one to have it and the other to obtain a Long-Term Health Insurance instead. It all depends on you as to whether you think it is useful for your trip overseas! Calling your insurance provider is just a few tap on your phone, so it's no sweat asking them about it.Otherwise, conveniently get your quotes online here.
August 18, 2015 00:00:00


Featured articles view all
Are you looking for a flexible international health insurance?

Don't take chances with your medical cover

Get a free health insurance quote now from Cigna Global :

With Cigna Global Health Options you can create an international
health insurance plan that's perfectly tailored for the needs of you and your family around the world.

CIGNA Global

1 2 3 4 5
CIGNA Global is currently rated 4.5/5
based on 24 ratings. 24 user reviews

Read reviews
get a free quote
No thanks